Risk Consulting Partners


real estate practice

Real estate owners, managers and developers are faced with a broad range of risks in an increasingly complex market environment. Common property and casualty liabilities such as natural hazards and workers’ compensation co-exist with more nuanced challenges, including partnership and contractual obligations, stricter environmental guidelines and lender compliance among others.

Real estate companies rely on RCP as an extension of their organization to implement comprehensive risk management programs designed to efficiently limit their exposure, protect investor capital, support projected returns and proactively plan for future needs.

Heather Gardere

RCP provides a comprehensive range of traditional and specialized risk management solutions for its real estate partners which include:


  • Builder’s Risk
  • Master Builder’s Risk
  • Permanent Property
  • Rent Loss Coverage


  • General Liability
  • Professional Liability
  • Errors & Omissions
  • Environmental
  • Umbrella & Excess
  • Workers Compensation
  • Cyber Liability


  • Directors & Officers
  • Employment Practices
  • Fiduciary Liability
  • Special Crime
  • Fraud Insurance


  • Surety Bonding
  • Key Man Insurance
  • Carried Interest Hedging
  • Employment Benefits
  • Employee Retirement Plans

Integrated Service Approach

  • Team based approach to comprehensive plan design, implementation and plan administration
  • Proactive semiannual program review, benchmarking and consultation methodology
  • Loss control and risk mitigation guidance
  • Claims review, monitoring and resolution assistance
  • Continuous monitoring of litigation and legislative events to safeguard against foreign liability
  • Overlaid focus on cyber security risk identification and mitigation across program

Real Estate Portfolio Management

  • Cohesive insurance program placement, cost analysis and ongoing administration
  • Master risk management program design
  • Project specific and rolling OCIP advisory
  • Project specific and master Builder’s Risk implementation
  • Catastrophic Risk Transfer plan creation
  • Insurance cost estimates supporting new developments, acquisitions and capital project proformas
  • Lender contract and insurance coverage review

Catastrophic Exposure Assessment

  • Catastrophic portfolio modeling pinpointing aggregate wind, flood and earthquake exposures
  • Wind and flood pool portfolio optimization capabilities

Executive Risk Guidance

  • In-depth analysis of executive risk exposures and application of protective measures to safeguard management and key stakeholder’s personal assets against litigation claims
  • Multi-faceted coverage offering to shield corporate assets in the event of lawsuits alleging discrimination, harassment, wrongful termination, and other employment related claims


  • Developers
  • Private Equity Investors
  • REITs
  • Real Estate Partnerships
  • Property Managers
  • Family Offices

Asset Class Expertise

  • Multi-Family
  • Office
  • Industrial
  • Mixed-Use
  • Senior Living
  • Retail
  • Mission Critical
  • Student Housing